"Traces the cyberinsurance industry's history, challenges, and legal disputes to understand why insurance has not helped to strengthen cybersecurity and what governments could do to make it a more effective tool for cyber risk management"--

Josephine Wolff is Associate Professor of Cybersecurity Policy at the Fletcher School of Law and Diplomacy at Tufts University and the author of You'll See This Message When It Is Too Late: The Legal and Economic Aftermath of Cybersecurity Breaches (MIT Press). Her writing on cybersecurity has appeared in the New York Times, the Washington Post, Wired, and Slate.
 

Series Editor's Introduction ix
Acknowledgments xiii
1 Introduction: A Market-Driven Approach to Cybersecurity 1
I HISTORY OF CYBERINSURANCE
2 Breach on the Beach: Origins of Cyberinsurance 27
II CYBERSECURITY CLAIMS UNDER NON-CYBER COVERAGE
3 "The Hackers Did This": Data Breach Lawsuits and Commercial General Liability Insurance 65
4 "The Point of No Return": Computer Fraud Insurance and Defining Cybercrime 87
5 "Insurrection, Rebellion, Revolution, Riot": NotPetya, Property Insurance, and War Exclusions 111
III CYBER COVERAGE AND REGULATION
6 "The Big Kahuna": Stand-Alone Cyber Coverage 153
7 "What Is the Point of Collecting Data?": Global Growth of Cyberinsurance and the Role of Policymakers 181
8 Conclusion: Is Cyber Risk Different? 215
Notes 227
References 249
Index 265