Judy Williams worked for 40 years in the television industry in Canada and Australia. A large part of her work was in News and Current Affairs, leading to an executive position with the Australian Broadcasting Corporation. This book is based on her experience of becoming financially independent after a great deal of money mayhem in her marriage. Judy is retired and lives near her sons and grandchildren in the Hunter Valley.

Table of Contents

Foreward : Financial Meltdown v

Part 1: Build Better Money Habits . 1

Chapter 1: A new way to think about spending 3

Chapter 2: Living within your means 13

Chapter 3: Savings Program and Investing 19

Chapter 4: Budgeting Honestly 27

Chapter 5: Using what you have 38

Chapter 6: Big Buying 45

Chapter 7: Women at Work 59

Part 2: Prepare for the Worst69

Chapter 8: Let's talk about DEBT 71

Chapter 9: Money and Partners 81

Chapter 10: Financial Disasters and Abuse 85

Part 3: Invest In Yourself 93

Chapter 11: Stepping up the Hierarchy to Safety/

Belonging 95

Chapter 12: Understanding yourself 99

Conclusion : Financial Freedom and Fulfillment 107

Resources 109

Author's Biography 111

Full book description 113

An engaging walk through how to manage money, save on everyday products and be financially independent, directed at women. Based on personal experience of overcoming a range of financial crises, the author guides the reader on how to buy big things, avoid the traps laid in finance and how to get a positive result for you and the planet at the same time.

Using the framework of Maslow's Hierarchy of Human Needs, the book starts with securing living spaces and expenses, then moves to safety, community, esteem and self-actualisation.

It is full of practical advice on how to save for, invest in and secure your financial future.