Take control of your finances and make your dreams a reality with Paul Banfield's 39 Steps.

Paul Banfield is a qualified Independent Financial Adviser who has worked in the financial services industry for 20 years and runs his own company. He is consulted regularly as an expert by organizations such as Cahoot and National Savings. His articles are published in the major national newspapers and he frequently appears on live broadcasts for the BBC, Sky and Channel 4, giving personal financial advice on The Richard & Judy Show and Tonight with Trevor Macdonald, as well as providing technical advice to Dispatches and Panorama.