This book explains how several much-decried problems in the U.S. health system--glaring gaps in the quality and efficiency of care, high rates of uninsurance, and out-of-control costs--can be resolved by empowering patients.

John F. Cogan is the Leonard and Shirley Ely Senior Fellow at the Hoover Institution, Stanford University. Glenn Hubbard is the dean of the Graduate School of Business at Columbia University and a visiting scholar at the American Enterprise Institute. Daniel P. Kessler is a professor of economics, law, and policy at the Stanford University Graduate School of Business and a senior fellow at the Hoover Institution, Stanford University.