The Financial Times Guide to Wealth Management is your comprehensive guide to achieving financial security and stability by planning, preserving and enhancing your wealth. As well as being fully updated throughout, it includes five new chapters on socially responsible and impact investing; property, land and woodlands; single premium investment bonds; non-trust structures and young people and money.

Whether you're a beginner wanting an introduction to financial planning or an experienced investor looking to pass your wealth on to others, this is the book for you. Drawing on his 25 years' experience as a financial adviser to successful families, and written in clear and concise language, Jason Butler will give you both the understanding and confidence you need to make successful financial decisions, enabling you to:

- Define your life goals and financial personality so that you can build an effective wealth plan

- Navigate the maze of investment options and choose the best one for your needs

- Understand when and how to get professional help which delivers value

- Clarify the need for and role of insurance, tax structures, pensions and trusts

- Develop a wealth succession plan which matches your values and preferences

Jason Butler is the founder and senior partner of the award winning Bloomsbury Financial Planning - a referral-only wealth management company. His recent awards include Money Management Financial Planner of the Year and Money Management Estate Planner of the Year. He is a regular writer for the Financial Times, The Schmidt Report and The Chief Executive, and often speaks at events.

 

Acknowledgements

Publisher’s acknowledgements

 

Introduction

 

PART 1  Wealth planning

1   Know where you are going and why

2.    Financial personality and behaviour

3   The power of a plan

4   The role of guidance and advice

 

PART 2  Wealth preservation

5   Investment principles

6   The investment building blocks

7   Socially responsible and impact investing

8   Alternative investments

9   Property, land and woodland

10    Active or passive?

11    Options for investing

12    Other investment consideration

13    The role of insurance

 

PART 3 Wealth enhancement

14    General tax planning

15    Single premium investment bonds

16.   Minimising portfolio taxation

17    State and private pensions

18    Managing your pension portfolio

 

PART 4 Wealth transfer and succession

19    Later life planning

20    Wealth succession

21   Using trusts

22    Non-trust structures

23    Young people and money

24    Philanthropy

25    No regrets

 

Useful websites and further reading

 

Index