The importance of budgeting every month and ensuring that we manage our money as best we can is paramount in twenty-first-century society. However, for those of us who are at a loss as to where we should start when thinking about accounts, Richard Hughes provides this easy-to-follow and practical guide.
It demonstrates ways to manage our savings, pay and save for the bills, keep track of our accounts and our debts and generally stay on top of our finances without relying on bank statements. This clear-cut introduction will enable you to become skilled at domestic account management ¿ regardless of your income level ¿ and get a clearer picture of how you can better manage your money on your own terms.

Richard Hughes closed his 24-seat safety training center on Cape Cod to become a retired student of modern worldwide shipping operations. He graduated from Massachusetts Maritime Academy with a B.S. in Marine Transportation then obtained a Masters Degree in Business from Lesley University. While at MMA, he sailed on the Bay State, the Lightning, and the Mobil Lube. His books include the Cape Safety, Inc. ¿ Danger Dogs Series¿a collection of 9 novels detailing the exciting lives of a top-notch bi-coastal safety consulting firm. His popular non-fiction Deep Sea Decisions is an expose of maritime tragedies. He and his wife, Lavinia M. Hughes, have co-authored Newtucket Island, Training Ship, and Cape Car Blues. He lives and writes in the seaside village of Waquoit, MA, with his wife.