Joseph Huber is Professor Emeritus of Economic Sociology at Martin Luther University, Halle Wittenberg, Germany. He is a pioneer of what is now known as 'green ethical banking' and is one of the founders of ecological modernization theory. He has written extensively on monetary policy and reform topics, is a longstanding policy advisor on matters of economic and ecological modernization and is actively involved in the international movement for monetary reform.

Chapter 1: Core points for introduction.- Chapter 2: Tree-tier monetary system. Types of money, their creation and circulation.- Chapter 3: Dominant money. The bank money regime.- Chapter 4: Monetary sovereignty. Bank money as para-sovereign fiat money.- Chapter 5: Historical turning points in the composition of the money supply.- Chapter 6: Today's recomposition of the money supply.- Chapter 7: CBDC System Design Principles.- Chapter 8: Central banks and monetary policy under conditions of CBDC.