Yong Kiang is a Singapore government scholar whom has many years of experience as a management consultant with Organisations such as Deloitte and the Ministry of Finance. He is a success program/project director and a recognised expert in business transformations. He has successfully delivered many complex transformational projects across government and private sectors and in multiple countries. These projects achieved sustainable and measurable improvement in many organisations. He has honed his skills in money management through many years of experiences and knowledge gain from others. Throughout his lifetime, he have been exposed to many aspects related to money ranging from business, investment products(such as futures, stocks, preference shares, bonds, CDOs, structure deposits, unit trust), insurance, family planning(marriage, kid, house), tax to retirement planning. He has his fair share of ups and downs losing his entire savings at the age of 21 and subsequently earning a substantial amount from the market.
Through a keen interest, he hopes to one day run his own business educating and helping others better manage their money and prevent them from falling into the hands of the many unscrupulous parties.

There are many books talking about money. How to get rich, financial planning, finance management, investments, insurance, tax planning, stocks trading, technical analysis, bonds, asset management and the list goes on. This is not such a book and it is not a "Get Rich Quick" formula book. I really hope there is such a formula but truthfully, I do not believe there is such a thing. Yes, it is possible to get rich but it is neither simple nor quick and there is definitely no sure fire formula to it. On the other hand though, there is certainly an easy way to "Become Poor Quick". This is where this book comes to rescue, it aims to provide an understanding of the key concepts behind money management, impart the basic principles of managing money and provide some simple tools and exercise to prevent people from squandering off their money. Much like the "Seven Habits of Successful People", once the basic principles are mastered or have become habits, you will be able to deal with anything involving money without getting into an undesirable situation. A lot of people will say what's so hard about this but contrary to popular belief, the basic principles are sometimes the hardest ones to grasp and master. Often, people zoom into the details, dream about how to get rich quickly and forget the basic principles getting themselves burnt in the process.